Finance Your Car

About Us

Get Pre-Approved in Just A Couple Minutes*

Quick • Easy • Confidential

At McCarthy’s, we make financing as stress-free and transparent as possible. Enter your information below and we’ll get back to you shortly! You can also call us directly with any questions or apply for credit over the phone if you prefer. There’s no obligation, and we’ll work to find you financing that fits your budget, no matter what your credit situation.

Looking for Used Car Financing?

McCarthy’s is here to get you into the driver’s seat with low car payments you can afford. Our finance specialists are committed to helping you secure a car loan in San Luis Obispo. No matter what your current credit is, stop by or call to speak with our friendly McCarthy’s Team.

We can help drivers with no credit to build their credit history. We’re experts in securing auto loans for all types of customers!

We understand that unfortunate things happen to good people, and we want to help you repair your credit!

We’ve built relationships with lenders to provide you the best options, lowest rates, and overall peace of mind.

Years of experience in the business have helped us develop relationships that we utilize for your benefit. Such as the relationships we’ve developed with our lenders to ensure you the best rate. Apply now with our 100% secure credit app and start your nicer, newer car journey today.

Find Your Estimated Monthly Payment

Loan Price
Down Payment / Trade ($)
Credit Score
Interest Rate (APR)
Payment Term (Months)

Estimated Monthly Payment:

All Payments exclude government fees and taxes, any finance charges, any dealer document preparation charge, and any emission testing charge. The price for listed vehicles as equipped does not include charges such as: License, Title, Registration Fees, State or Local Taxes, Smog Fees, Credit Investigation, Optional Credit Insurance, Physical Damage of Liability Insurance, or Delivery Fees.